Estate Liquidity Funding with Life Insurance
supplies immediate cash flow for heirs, without forcing them to
sell off significant assets at reduced prices or borrow money
to ‘pay’ for their inheritance. This module illustrates
the "cents on a dollar" concept of liquidity funding.
Estate Liquidity explores the alternative funding
methods of cash, forced liquidation, loss percentage and bank
loans. It also explains how to receive higher returns (over the
long term) by allowing money to grow at a tax-deferred rate inside
life insurance.
The ability to transfer a death benefit to heirs
outside of the estate is one of the best reasons for owning life
insurance. The Estate Liquidity module shows how money gifted
to heirs can be used for premiums in order to do just that.