Life and Variable Life Illustrations

COSS has developed illustration systems for over 70 financial services institutions. These fully customized industry compliant illustrations have been deployed to cover numerous types of products.

	Term Insurance – Annual Renewable, Yearly Renewable, Decreasing, and Level
	Universal Life
	Variable Universal Life
	Indexed Universal Life
	Survivorship Universal Life – Fraiserized or Non-Fraiserized
	Whole Life - Par and non-par products with various dividend options
	Single Premium Whole Life
	Long-Term Care
	Major Medical
	Fixed Annuities (Link to Annuities Page)
	Indexed Annuities
	Variable Annuities

All COSS illustrations are customized with your specifications to demonstrate the unique features of your products.

COSS illustrations can incorporate virtually any solve routine.

	Lump Sum
	Premium
	# Payments
	Face Amount
	Income Stream
	Income Duration
	Guideline Single Premium
	Guideline Annual Premium
	7-Pay Premium
	Guideline or 7-Pay Premium
	Premium Recovery
	Optimal Split
	Cash Value
	Endowment