Policy Value Analysis gives you a convenient
way to compare life insurance policies. It presents numeric, graphic
and pictorial representation of the product illustration.
The Policy Value Analysis displays the underlying
life insurance illustration in a format that includes the internal
rates of return (IRR) for both the cash value and death benefit
net after-tax.
The IRR represents the rate of return that would
have to be earned each year for the annual premiums to accumulate
to either the cash value or death benefit amount for a given year.
The module also provides a unique perspective on the value of loans or withdrawals to the client.